We charge interest and fees as prescribed by the National Credit Act and regulated by the National Credit Regulator.

(The model below is for illustrative purposes only)

Short term transactions @ 5% interest p.m.
Unsecured transactions @ 27.25% p.a. or 2.27% p.m.
Service fee: R60 p.m. + VAT = R69 p.m.
Initiation fee: R165 on first R1000 capital + 10% on total capital above R1000,
to a maximum fee of R1050 + VAT = R1207.50

TERMS & CONDITIONS APPLY